Sunday, January 8, 2012

Help, My Frequent Flyer Miles Expired!

Sarah's 60,000 United miles suddenly disappeared, victim of
the airline's expiration policy. Can they be recovered? Tim Winship
explains the options, and the fees.

How Can Miles Be Transferred Between Spouses?

Our reader's husband is no longer able to travel. Can he
transfer his United miles to his wife's account? Tim Winship
suggests a better way.

The Best Non-Airline Credit Card for Travel Rewards?

A reader asks about switching from an airline-specific credit
card to American Express. Tim Winship replies.

Help, Fuel Surcharges Are Making My 'Free' Ticket Unaffordable!

Not all airlines impose phony "extra" surcharges, writes Tim
Winship. Here's how to make sure your free ticket stays
free.

Why Does a British Airways Award Ticket Cost $500?

Ingrid was quoted more than $500 in fees to use her British
Airways miles for an award trip. Tim Winship explains the how, the
why, and the options.

Friday, January 6, 2012

The flips must go on

The FHA has declared that the flips must go on. The mortgage
insurer recently announced that it would extend a reprieve of its
anti-flipping law through 2012. The exception to their
anti-flipping law was originally enacted in 2010 and set to expire
this month. The rule states that the FHA will not insure loans that
are

2011: The year of record-low mortgage rates

Amidst other notable items crashing markets and tremendous
natural disasters among them 2011 might also become known as the
year of record-low mortgage rates. Not since the early 1950s
perhaps beyond have mortgage rates plumbed these depths. We begin
2012 with fixed interest rates almost a full percentage point below
where we began 2011, at levels which not only promote

No. 1: 5 cities poised for a housing pop

HSH.coms most popular article of 2011 is, 5 cities poised for
a housing pop. Publish date: June 14, 2011 Written by: Robert
McGarvey Excerpt: Read the big, heavily publicized housing market
reports and the only conclusion is that doom and gloom are the dual
engines driving U.S. real estate. Double-digit dips are the norm in
the recent Zillow Home

2012 begins with low mortgage rates

Despite a slight increase from the week prior, mortgage rates
kicked off the new year near historic lows. According to HSH.coms
latest Weekly Mortgage Rate Radar report, rates and points offered
by lenders for the two most popular types of mortgages the
conforming 30-year fixed-rate mortgage and the conforming 5/1
adjustable-rate mortgage (ARM) both rose slightly during

The MI tax deduction is on the chopping block

Unless Congress changes the tax rules this year, mortgage
insurance could become both more expensive and less desirable,
something that would hurt the housing market nationwide. Under
current tax rules, the cost for mortgage insurance whether it is
through the FHA or through the private sector is deductible to
homeowners. For instance, if you pay $1,500 in mortgage

Thursday, January 5, 2012

How Can Miles Be Transferred Between Spouses?

Our reader's husband is no longer able to travel. Can he
transfer his United miles to his wife's account? Tim Winship
suggests a better way.

American's Flex Awards: Good, Bad, or Ugly?

Our reader thinks American's Flex Awards are a scam
masquerading as frequent flyer salvation. Is he right? Tim Winship
thinks not, and explains why.